The administrative fee payable under the Educational Financial Facility Scheme is collected exclusively by The Lichfield Partners and Associates, the institutional partner charged with the delivery and administration of the scheme. No portion of this fee is received by UNESCO REF.

This notice is issued in the public interest and in accordance with Clause 03 of the UNESCO REF Institutional Disclaimer, which provides that programme fees are set, collected, and receipted by the delivering partner institution, not by UNESCO REF.

The disclosure of the administrative fee, the institution authorised to collect it, and the single traceable payment channel through which it is received are published on this page as a matter of public protection. Impersonators operate in information gaps. They assume prospective applicants do not know who is authorised to collect, how much is authorised to be collected, or through which channel that collection is authorised to occur. This notice closes those gaps.

UNESCO REF publishes this information not in self-interest, but in the interest of every Nigerian who approaches this scheme with genuine aspiration and deserves to do so without being preyed upon. Any fee request, payment instruction, or communication concerning EFFS that cannot be verified against what is stated here should be treated as unauthorised, rejected without engagement, and reported.

The administrative fee is payable exclusively through the bank account formally confirmed in writing by The Lichfield Partners and Associates, issued only upon receipt of a valid request bearing the applicant's Reference Code. No payment should be made to any account not expressly confirmed in writing by The Lichfield. Any individual or entity soliciting payment for EFFS through any other channel is acting without the sanction of UNESCO REF. Such solicitation must be regarded as fraudulent, documented, and reported immediately.

To verify the legitimacy of any fee request, payment instruction, or communication received in connection with EFFS, contact The Lichfield at [email protected] before transacting.

UNESCO REF will not be held responsible for any payment made outside the authorised channel described above, nor for any financial loss or detriment suffered by any applicant who transacts with an individual or entity not expressly authorised to collect fees on behalf of this scheme. Applicants who make payment in response to an instruction not verified in writing by The Lichfield Partners and Associates do so entirely at their own risk and without recourse to UNESCO REF or the scheme. This position is consistent with Clause 12 of the UNESCO REF Institutional Disclaimer.